Human competencies and their impact on improving the effectiveness of accounting performance in banking institutions A field study on the National Commercial bank Al-Qardah Al-shati Branch

Abstract

This study aimed to measure the impact of human competencies encompassing academic qualification <practical experience, and professional training on enhancing the effectiveness of accounting performance at the notional commercial bank Al Qardah Al-Shati branch using a descriptive analytical approach data were collected via a questionnaire distributed to a sample of 33 employees the finding revealed a statistically SPSS significant impact of human competencies with academic achievement and professional training  being the most influential  factors on the quality of financial outputs the study recommends intensifying specialized training programs and aligning career paths with scientific competencies to ensure sustainable excellence in banking performance.